Money | Mr Patrick Kearns

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

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How Cash Apps Work

Peer-to-peer payment apps are one of the newest ways to send money.

Password Protection Strategies

Simple steps may help you foil hackers and protect your privacy.

The Latte Lie and Other Myths

Check out this video to begin separating fact from fiction.

Pay Yourself First

It sounds simple, but paying yourself first can really pay off.

Spotting Credit Trouble

The wise use of credit is a critical skill. These 10 questions will help you assess your skill level.

Exploring the Federal Student Grant Program

In this article, explore the benefits of the Federal Student Grant Program.

What Can You Buy With 529 Distributions?

This article can be a helpful guide when beginning to prepare for education expenses.

Making Sense of HSAs and FSAs

How HSAs and FSAs might help your household.

Personal Finance Calendar

Use this handy calendar to remember the year’s most important financial dates.

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Historical Inflation

See how the purchasing power of a dollar has changed over time due to inflation.

Credit Card Payoff

Find out how long it may take to pay off a credit card balance and what it costs in interest.

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Saving for College 101

Here's a crash course on saving for college.